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The first
Money Market Funds
on your wallet

The safest way to earn the $ and € risk-free rates on-chain.
Redeem at any time.

USD icon
USTBL

Treasury Bills issued by
the U.S. Treasury

0.00%*
current APY
Learn more
EUR icon
EUTBL

Treasury Bills issued by
Eurozone Member States

0.00%*
current APY
Learn more

*The displayed rates reflect the annualized net performance of the last 7 days, after fees. They are updated daily. Fund performance varies based on Treasury Bills yields.

Short-term government bonds

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Short-term government bonds

The Spiko MMFs invest in short-term bonds issued by the United States (USD Fund) and countries of the Eurozone with the best credit ratings (EUR Fund).

100% onshore, fully regulated

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100% onshore, fully regulated

The Spiko MMFs are authorized and supervised by the French Financial Markets Authority. The funds’ assets are held by CACEIS Bank, one of the world’s largest custodian bank.

Get your yield back

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Get your yield back

Don’t miss out on positive risk-free rates by keeping funds in bank deposits or stablecoins. Start earning the € or $ risk-free rates.

Invest from 1,000 EUR or 1,000 USD

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Invest from 1,000 EUR or 1,000 USD

You can invest in Spiko MMFs from 1,000 EUR or USD or the equivalent in stablecoins. You can then make as many deposits or withdrawals as you like starting from 1 EUR or USD. There is no limit on deposits or withdrawals.

Get your cash back at any time

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Get your cash back at any time

Redemption orders are processed daily. You get your money back in 0 to 1 business days depending on your bank.

Available on your wallet

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Available on your wallet

Your MMF shares are tokenized and can be custodied on the wallet of your choice. Don’t want to use your own wallet? No worries, we provide a default one to all investors.

We work with top institutions.

The Spiko MMFs are managed with top-tier regulated partners. Your money is held by one of the world’s largest custodian bank. It is never on Spiko’s balance sheet.

CACEIS

CACEIS Bank is the custodian of the funds’ assets. CACEIS is the asset servicing arm of Tier 1 banks Crédit Agricole and Santander.

Twenty First Capital

Twenty First Capital, an asset manager with over $2bn under management, manages the Funds’ portfolio.

PwC

PricewaterhouseCoopers is the qualified auditor of the Funds.

Trail of Bits

Trail of Bits audited the Funds’ smart contracts.

Fond décoratif