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Money Market Funds
available on your wallet

The safest way to earn the $ and € risk-free rates on-chain.
Redeem at any time.

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USTBL

Short-term Treasury Bills issued by the U.S. Federal Government

5.33%
yield of EFFR
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EUTBL

Short-term Treasury Bills issued by the most resilient Eurozone countries

3.91%
yield of ESTER

Short-term government bonds

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Short-term government bonds

The Spiko MMFs invest in short-term bonds issued by the U.S. Government (USD Fund) and Governments of the Eurozone with the best credit ratings (EUR Fund).

100% onshore, fully regulated

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100% onshore, fully regulated

The Spiko MMFs are authorized and supervised by the French financial markets authority. The funds’ assets are held by CACEIS Bank, one of the world’s largest custodian bank.

Get your yield back

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Get your yield back

Don’t miss out on positive risk-free rates by keeping funds in bank deposits or stablecoins. Start earning the € or $ risk-free rates.

Invest from 1,000 EUR or 1,000 USD

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Invest from 1,000 EUR or 1,000 USD

You can invest in Spiko MMFs using various fiat currencies (e.g. EUR, USD, GBP, CHF) or stablecoins for a min. amount of 1,000 EUR. or USD.

Get your cash back at any time

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Get your cash back at any time

Redemption orders are processed daily. You get your money back in 0 to 3 business days depending on the bank transfer’s speed.

Available on your wallet

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Available on your wallet

Your MMF shares are tokenized and can be custodied on the wallet of your choice. Don’t want to use your own wallet? No worries, we provide a default one to all investors.

Fond décoratif